Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.
Chris Kissell Insurance WriterChris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.
Written By Chris Kissell Insurance WriterChris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.
Chris Kissell Insurance WriterChris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a full-time freelance writer and editor, contributing to sit.
Insurance Writer Les Masterson Deputy Editor, InsuranceLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.
Les Masterson Deputy Editor, InsuranceLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.
Les Masterson Deputy Editor, InsuranceLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.
Les Masterson Deputy Editor, InsuranceLes Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove.
| Deputy Editor, Insurance
Updated: Jan 3, 2024, 6:03am
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AARP Dental Insurance Plan A, which is provided through Delta Dental, is a good option if you’re an AARP member looking for comprehensive dental coverage with no waiting periods for preventive and basic care.
AARP dental plans are provided by Delta Dental, a dental insurance company that covers more than 80 million people in the U.S. If you’re an AARP member, your acceptance into one of their dental plans is guaranteed.
Members can decide between two preferred provider (PPO) plans, which allow you to get dental care from any provider, though you pay more for care if the dental professional is outside of your network.
Members in some states also have a third option called DeltaCare USA, a dental health maintenance organization (DHMO). The DHMO focuses on oral health with routine cleanings and exams with little to no out-of-pocket costs to the customer. DeltaCare USA members must stay within their plan’s provider network to get covered. Only Arizona, California, Colorado, District of Columbia, Florida, Georgia, Illinois, Kentucky, Maryland, Missouri, New Mexico, New York, Ohio, Pennsylvania, Tennessee, Texas and West Virginia residents can get DeltaCare USA dental insurance. If you live in another state, see more options on Forbes Advisor’s list of best dental insurance.
Both Delta Dental PPO plans provided by AARP allow customers to use any licensed dentist of their choice, while the DeltaCare USA HMO plan uses a network of dental care providers.
The number of network providers vary by state and plan availability. To find which providers are available in their state, customers can use the Delta Dental website “find a dentists” tool to search plan details and network availability.
The American Association of Retired Persons (AARP) was started in 1958 by retired high school principal Ethel Percy Andrus as a way to promote independence, dignity and purpose for older people while enhancing their quality of life and encouraging them to serve others.
AARP no longer has a minimum age for membership, but you must be age 50 or older for a full membership, which provides access to services like insurance.
In addition to dental insurance, AARP offers other money-saving programs to its members, including:
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